Brackenwood Funding Solution Options – Terminology and Availability
Not all options are available on all products, please consult the table below for availability.
Other Options Explained
No Deposit – This means that you are not required to make a payment when signing your contract. You can if you wish to make a deposit payment. This will reduce the time taken to repay any funding facility offered and where a funding facility has interest attached, paying a deposit will reduce the amount of interest paid.
Buy Now Pay Later – With this option, the balance of the contract is deferred for a period of time. During the deferral period you can if you wish, although you are not required, make payments to reduce the balance. If you repay all of the balance by the end of the deferral period, you will pay no interest, there may be an exit fee of £29 on some funding products. However, if you fail to repay all of the balance by the end of the deferral period, you will incur interest which will be backdated to the date your agreement commenced and potentially fees.
All credit is subject to status, a credit and affordability check will be completed.
Interest-Free Credit – With this option, you can spread the cost over a period of time free from fees or interest. The period of interest-free will depend on the product selected and the value of your purchase. Interest-Free Credit payments where not preceded by a deferred payment period will commence one month after the installation.
Then up to 5 Years Interest-Free Credit – This option can be a combination of No Deposit, a Deferral Period, and Interest-Free Credit. This option is only available on qualifying purchases and is subject to variable spending limits. With Interest-Free Credit any deferral period “Nothing to Pay for 12 Months” starts from the date your funding application is accepted and NOT the installation date. If your funding was accepted in December 2020 your monthly payments will commence in November 2021.
Nothing to Pay Until 2024 – If using a deferred period together with interest-free credit, then your monthly payments will start 9 months following the date your application was accepted by the lender. Nothing to Pay Until 2024 with a period of interest-free credit apply to applications accepted by the lender on or after the 1st of January 2023. If you made an application for nothing to pay for 9 months followed by an interest-free period on a date in 2022 then you will commence monthly payments 12 months after the date that agreement was accepted by the lender. If you were accepted for a deferred period of 12 months with no application for an interest-free period, following the deferral period, your monthly payments will commence 12 months after the date you signed the satisfaction note to the supplier if you have not cleared the full outstanding balance.
Signature Windows – Funding Terms
Signature Plus Windows – Funding Terms
Interest-Free Spend Qualification Levels for Signature Plus
Option 4 – Payments start one month after installation.
Option 5 – Payments start 12 months from signing your agreement, not installation.
Brackenwood Door Systems – Funding Terms
Replacement Solid or Glass Roofs – Funding Terms
Full Build or Top Only Conservatories – Funding Terms
Standard Cash Terms Explained
Brackenwood Standard Cash Terms Windows & Doors
Brackenwood Standard Cash Terms Roofline
Brackenwood Standard Cash Terms Solid & Glass Roofs
Brackenwood Standard Cash Terms Conservatory Full Build
Brackenwood Standard Cash Terms Top Only
The Table Below Must Be Read in Conjunction with the Funding Terms Above
Name | No Deposit | 12 Mth BNPL | 3 Year IFC | 5 Year IFC | 10 Year IBC | 15 Year IBC | 12M Deff 3 Year IFC |
---|---|---|---|---|---|---|---|
Name | No Deposit | 12 Mth BNPL | 3 Year IFC | 5 Year IFC | 10 Year IBC | 15 Year IBC | 12M Deff 3 Year IFC |
Name | No Deposit | 12 Mth BNPL | 3 Year IFC | 5 Year IFC | 10 Year IBC | 15 Year IBC | 12M Deff 3 Year IFC |
Name | No Deposit | 12 Mth BNPL | 3 Year IFC | 5 Year IFC | 10 Year IBC | 15 Year IBC | 12M Deff 3 Year IFC |
Name | No Deposit | 12 Mth BNPL | 3 Year IFC | 5 Year IFC | 10 Year IBC | 15 Year IBC | 12M Deff 3 Year IFC |
Name | No Deposit | 12 Mth BNPL | 3 Year IFC | 5 Year IFC | 10 Year IBC | 15 Year IBC | 12M Deff 3 Year IFC |
Signature Windows | |||||||
Signature Plus Windows | |||||||
Full Build Conservatories | |||||||
Solid & Glass Roof Replacenments | |||||||
Roofline Products | |||||||
Doors - Composite, Bifold, Patio & French |
NOT ALL OPTIONS ARE AVAILABLE TOGETHER – PLEASE ASK YOUR PRODUCT SPECIALIST
Brackenwood Windows Ltd reserve the right to change or amend any offer at any time without prior written notice. Offers are subject to status and are not valid in conjunction with any other offer. Offers are published on a first come first served basis and may be withdrawn at any time.